WAYS MONEY IF NOT HANDLED CAREFULLY CAN LEAD TO MARRIAGE DIVORCE.

Ways Money Can Break Up Your Marriage: Money the Holy book says is the root of all evil and thus is seen in most matrimonial homes.It’s certainly not a cliche: how to spend money is the number one argument married couples fight about and, if left unresolved, can lead to divorce. The upside of marriage is the health benefits of being together; the downside is the stress of unresolved financial goals can negate that benefit. Most people marry someone who has a different view regarding spending. These viewpoints should not be seen as a negative and something to change: it is the coming together as a couple that creates a healthy balance in setting financial goals. A conservative’s restraint will make sure the family has the funds needed to take that fun vacation the more free spending person visualizes. Both are essential: two conservatives can lean toward selfishness and two unrestrained spenders can lean toward irresponsibility. The key is to acknowledge the reasons why you have particular beliefs about money individually and how, as a couple, you can combine each other’s strengths and weaknesses to enjoy a wealthy life together. Here are three ways money will break up your marriage if you are not proactive: 1. You avoid talking about money.Unfortunately, most couples would rather not talk about it at all. You find ways to avoid mentioning the topic of money, knowing it will lead to a blowout. But this approach only gives ammunition to the time bomb. For instance, you’re out to eat with friends and your significant other insists on paying the tab… again. He shows his affection for others through spending and he relishes in the good vibes he receives from that showing generosity. You, on the other hand, are mentally calculating how you can make up the difference in cash flow. It is a source of stress within your relationship. You dare not talk about it because you know that conversation always turns into a huge fight and nothing gets accomplished. However, you feel resentment building.Release it by talking it out! 2. There’s a lack of mutual financial priorities.Your personal financial goal is to pay down all of your combined debt, but you face an uphill battle because your significant other spends the extra cash. It’s not that his view of money is wrong and yours is correct; it’s just that there’s a lack of communicating to each other where to delegate funds. Many people believe budgeting is negative and constraining, but planning when to spend (or save) your cash will go is a valuable tool. Together, you canagree on what is important and how those goals will be achieved. Without planning and focusing on the priorities, it’s very easy to have prosperity become allusive. 3. You associate money with self-esteem.Society dictates that happiness is found at the ATM; the more cash you spend, the better life will be. Becoming united in your mutual relationship with money is essential to avoiding divorce. When you do not have a shared financial vision, restraint is totally cast off. More couples avoid talking about money because they know it will set off a bad reaction. The tension and fighting feels like the other person doesn’t love them anymore and avoidance becomes the norm. That is why isit vital to prepare for love before you enter a committed relationship. Once you take proactive steps to set your priorities, the easier it will be for you to communicate what is important in the shared life you want to create and experience with the love of your life. No matter where you are in couplehood or marriage, you can make a decision to release the fear of discussing finances and remove that barrier to the love and mutually fulfilling life you deserve to experience.

Viewpoint watch (ediraphwatch): Online Advertising and Publishing platform

Online Advertising and Publishing platform

Nowadays Advertising and Publishing can be done with a matter of clicks, and can be acessed even in the extereme part of the world without the hindrance of transportation and taxes. Many platforms can be used to execute these, but i present to you the 21st Advertising and Publishing platform and that is...... if nothing appears,click on the ? (Question)sign or betterstill follow these link "http://bdv.bidvertiser.com/BidVertiser.dbm?pid=641902%26bid=1697542"

Viewpoint watch (ediraphwatch): WAYS TO IMPROVE YOUR HEALTH (Part 3)

Viewpoint watch (ediraphwatch): WAYS TO IMPROVE YOUR HEALTH (Part 3): Stay physically active (cont.) If you do not stay physically active, you are more likely to: *. Suffer from heart disease. *. Suffer ...

Buhari, Osinbajo Slash Salaries By 50 Percent

Buhari, Osinbajo Slash Salaries By 50 Percent PRESIDENT Muhammadu Buhari will only receive 50% of the salary paid to his predecessor. A statement last night in Abuja by the Senior Special Assistant to the President on Media and Publicity, Garba Shehu said the President’s decision to take a 50% pay cut was conveyed to the Office of the Secretary to the Government of the Federation (SGF) yesterday by the Permanent Secretary of the State House, Mr. Nebolisa Emodi. “I write to forward the completed IPPIS registration form of Mr. President and to draw your kind attention to Mr. President’s directive that only 50% of his salary be paid to him,” Mr. Emodi wrote in the letter with reference number PRES/81/SGF/17. “The current annual remuneration of the President of Nigeria as published by the Revenue Mobilisation Allocation and Fiscal Commission is N14,058,820.00.Vice President Yemi Osinbajo has similarly given up half of his official remuneration,” the statement added. As captured from the GuardianNews

How to Invest Your Time Wisely.

How to Invest Your Time Wisely. “If only I had more time!” How often have you said that? In a sense, time is a universal leveler, because the powerful and rich have no more of it than do the lowly and poor. Furthermore, neither the rich nor the poor can accumulate time. Once it is gone, it is gone forever. The course of wisdom, then, is to make good use of the time we have. How? Consider four strategies that have helped many people to invest their time wisely. Strategy 1: Be Organized Prioritize.“Make sure of the more important things,” the Bible advises. ( Philippian s 1:10) Prepare a to-do list of things that are important or urgent or both, keeping in mind that what is important—buying food for dinner, for example—may not necessarily be urgent. And what may seem urgent—catching the start of your favorite TV program—may not be important. * Think ahead.“If an iron tool is dull and one does not sharpen its edge, he will need to exert much effort,” says Ecclesiast es 10:10, adding: “But wisdom helps to achieve success.” The lesson? Sharpen your ax, as it were, by planning ahead so that you can make the most effective use of your time. Set aside or eliminate nonessential tasks, which do little more than consume time and energy. If you find that you have time on your hands because you have caught up on your work, why not move on to a job that is scheduled for later? By thinking ahead, you increase your productivity, like a wise workman who sharpens his ax. Simplify your life.Learn to say no to things that are unimportant or that do little more than consume time. Too many activities and appointments can add needless stress and can rob you of joy. Strategy 2: Avoid Time Stealers Procrastination and indecision.“The one who watches the wind will not sow seed, and the one who looks at the clouds will not reap.” ( Ecclesiast es 11:4) The lesson? Procrastination is a thief of both time and productivity. A farmer who waits until conditions are perfect may never sow seed or reap his harvest. Similarly, we could allow life’s uncertainties to make us indecisive. Or we may feel that we have to wait until we have every scrap of relevant information before making a decision. To be sure, important decisions warrant research and deliberation. “The shrewd one ponders each step,” says Proverbs 14:15. But the reality is that many decisions involve some uncertainties.— Ecclesiast es 11:6. Perfectionism.“The wisdom from above [or from God] is . . . reasonable,” says James 3:17. Of course, high standards are commendable! Sometimes, though, we might set standards so high that we invite disappointment and even failure. A person learning another language, for example, must be prepared to make mistakes, aware that he will learn from these. A perfectionist, however, would likely shudder at the thought of saying something incorrectly—an attitude that would impede his progress. How much better to be modest in our expectations! “Wisdom is with the modest ones,” says Proverbs 11:2. Moreover, the modest and humble do not take themselves too seriously and can usually laugh at themselves. Source www.jw.org/en/publications/magazines/g201402/invest-your-time-wisely/